Grievance redressal

Raise the concern clearly. Use the right escalation route.

Wriddhi aims to acknowledge and coordinate legitimate service concerns within its applicable role. Product-provider, intermediary and regulatory processes may apply depending on the issue.

First step

Write to Wriddhi support

Use the enquiry form →support@wriddhi.in+91 84316 37604

Include your name, contact details, service involved, relevant reference and a clear description of the concern.

Start with the concerned entityAllow Wriddhi or the relevant provider to review the issue first
Keep evidencePreserve correspondence, statements and acknowledgement numbers
Protect credentialsNever share passwords, PINs or OTPs in a complaint

Escalation routes differ for mutual funds, securities and insurance. Use the path applicable to the product or service concerned.

Wriddhi complaint process

Provide enough detail for the concern to be traced.

01

Submit the concern

Email Wriddhi with a concise description and relevant non-sensitive references.

02

Receive acknowledgement

Keep the acknowledgement or email thread for tracking and follow-up.

03

Review and coordination

Wriddhi will review its records and coordinate with the applicable provider where required.

04

Response or next route

You will receive an update, resolution information or the appropriate escalation channel.

Product-specific routes

Escalate through the channel responsible for the service.

Use official portals and provider details. Contact information and processes can change, so verify the current details before lodging a complaint.

Mutual funds

AMC or service provider first

Raise scheme, folio, transaction or service concerns with Wriddhi and the relevant AMC or registrar. Unresolved securities-market complaints may then use SEBI SCORES.

Open SEBI SCORES →
Securities access

Stockbroker and exchange route

Begin with Wriddhi and the trading member's grievance or compliance channel. If unresolved, use the relevant exchange or depository process, then SCORES or SMART ODR where applicable.

View detailed route →
Insurance

Insurer grievance channel first

Raise policy, service or claim concerns with the insurer's grievance officer. Unresolved insurance complaints may be lodged through IRDAI's Bima Bharosa portal.

Open Bima Bharosa →
Online dispute resolution

SMART ODR

For eligible securities-market disputes, the online dispute-resolution platform may be used after following the applicable grievance process.

Open SMART ODR →

What to include

Clear information supports faster tracing.

Do not attach more personal information than necessary. Providers may request additional documents through their verified channels.

01Name and registered contact details
02Product, provider and service involved
03Folio, policy or request reference where relevant
04Dates and a concise sequence of events
05Copies of relevant correspondence or statements
06The resolution or clarification being requested

Frequently asked

Use the route that matches the issue.

Should I complain directly to a regulator first?

Generally, begin with the concerned entity or provider and allow it an opportunity to address the grievance before using the applicable escalation portal.

Can Wriddhi resolve a provider's final decision?

Wriddhi can coordinate within its service scope, but product, account, claim and transaction decisions may remain with the relevant provider or intermediary.

Should passwords or OTPs be included?

No. Never share passwords, PINs, OTPs or remote-access credentials in a complaint or service request.

What if the concern involves more than one service?

Describe each issue separately and identify the relevant product, provider and reference so the correct route can be followed.

Are regulatory portal details permanent?

Processes and contact details can change. Always verify the current information on the official regulator or provider website.