Printable guides

Useful checklists before a financial conversation.

These checklists help organise questions, records and next steps. They are educational prompts only and do not recommend any product or strategy.

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Use them for preparation

Do not enter PAN, Aadhaar, account numbers, passwords, PINs, OTPs or sensitive documents on printed copies unless you are sharing them through a verified process.

Choose a checklist

Start with the area that feels closest.

Each checklist follows the same structure: what it helps with, what to keep ready, questions to ask and what it is not.

01

Money basics checklist

Helps with: monthly cash flow, emergency readiness and simple money habits.

  • Income and expense summary
  • Emergency-access account details
  • Regular commitments and due dates

Questions: What must be paid first? What can wait? What is unclear?

Not a budget prescription or investment recommendation.Share your question →
02

Family document checklist

Helps with: keeping important records findable for family conversations.

  • Identity and address records
  • Bank, folio, policy and demat references
  • Nominee and contact-update status

Questions: Who knows where records are kept? What needs updating?

Not legal advice or document certification.Share your question →
03

Insurance review checklist

Helps with: understanding existing cover, exclusions and claim-process basics.

  • Policy schedule and premium details
  • Nominee / beneficiary information
  • Waiting periods, exclusions and renewal dates

Questions: What is covered? What is excluded? What changed in the family?

Not an assurance of claim approval or policy suitability.Share your question →
04

Mutual fund readiness checklist

Helps with: reading scheme documents and understanding process requirements.

  • KYC and bank details
  • Goal, time horizon and liquidity need
  • Scheme information document and risk-o-meter

Questions: What is the money for? What risk and cost information is visible?

Not a fund ranking, selection or return estimate.Share your question →
05

Securities account safety checklist

Helps with: safer account access and investor hygiene.

  • Registered intermediary details
  • Contract notes and statements
  • Official grievance route information

Questions: Is the channel verified? Are passwords, PINs and OTPs protected?

Not trading advice or a profit expectation.Share your question →
06

Retirement readiness checklist

Helps with: organising income, expenses, liquidity and family continuity questions.

  • Expected expenses and healthcare needs
  • Income sources and access details
  • Records, nominees and emergency contacts

Questions: What changes after salary stops? What needs periodic review?

Not a retirement-income guarantee or personalised plan.Share your question →
07

Nomination and records checklist

Helps with: reviewing nominees, beneficiaries and family handover basics.

  • Account-wise nominee status
  • Policy and folio details
  • Trusted contact and document location

Questions: Are nominations current? Does the family know the process?

Not succession, will-drafting or legal-heir advice.Share your question →
08

NRI document coordination checklist

Helps with: organising India-side records and service conversations across locations.

  • Residency and contact-status updates
  • India-based accounts and documents
  • Family coordination and time-zone preference

Questions: Which provider rules apply? What needs professional tax or legal review?

Not cross-border tax, FEMA or legal advice.Share your question →

Use a checklist with Wriddhi

Which checklist raised a question?

Share the checklist name and the area you want to understand better. Wriddhi will explain the applicable service capacity before proceeding.